Investment management, tax planning, retirement income, and estate coordination—all working together under one strategy.
The Capstone Difference
Most advisors focus on portfolios. At Capstone, we think in systems. Your investments, taxes, retirement plan, and estate all interact — and the quality of your outcome depends on how well those pieces are coordinated.
We call this approach Personal CFO: a deliberate, integrated structure designed around your life, your goals, and your legacy.
The Differentiator
Tax Expertise
Forensic tax intelligence applied in real time — not at year-end. Every entity, election, and distribution evaluated through a multi-year lens.
Tax architecture
Entity & flow design
Forensic review
Investment Strategy
Portfolio strategy designed around your tax position, your timeline, and the legacy you intend to protect — never the other way around.
Portfolio strategy
Retirement design
Estate coordination
The conventional model fragments your wealth across silos.
Ours integrates it. Every move is informed by the next.
Integrated Planning
Most clients work with a financial advisor who doesn't know their tax situation, and a CPA who doesn't know their portfolio. The result is fragmentation — and missed opportunity. Capstone eliminates that gap entirely.
Proactive planning, not year-end scrambling
Capital deployed against a coherent multi-year plan.
Distribution sequencing modeled across decades.
Every structure designed with legacy in view.
Compounding designed to ideally minimize drift, drag, and erosion.
Planning Pillars
Each pillar is engineered to bear the load of the whole. Remove one, and the architecture loses integrity.
Disciplined, personalized investment management aligned with your long-term goals and risk tolerance.
Insurance and protection strategies aimed at mitigating risks to preserve your financial legacy.
CPA-level tax planning integrated directly into your financial plan — proactive, not reactive.
Thoughtful planning to protect, transfer, and preserve your wealth across generations.
Empowering the next generation to understand, respect, and carry forward the wealth you've built.
Strategic liquidity planning so your cash works as hard as the rest of your portfolio.
Credentials & Commitment
Each pillar is engineered to bear the load of the whole. Remove one, and the
architecture loses integrity.
Certified Public Accountant
Financial Services Certified Professional
Chartered Financial Consultant
Years in Practice
Combined Team Experience
Registered Investment Advisor
Fiduciary Standard
Meet Alfonso
Alfonso is both a Certified Public Accountant and Wealth Advisor — a rare combination that allows him to operate as a singular strategic partner for families navigating complex wealth.
He works deliberately, with a small roster of clients, in relationships designed to span decades — not quarters.
The Team
With 60 years of combined experience, Capstone is a team of dedicated advisors who know you, your family, and your goals — not a call center or large institution.
Over two decades of integrated wealth and tax strategy for private clients.
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Sarah specializes in retirement architecture and estate coordination for families.
David brings 20 years of tax advisory experience for business owners.
Over two decades of integrated wealth and tax strategy for private clients.
Sarah specializes in retirement architecture and estate coordination for families.
David brings 20 years of tax advisory experience for business owners.
Over two decades of integrated wealth and tax strategy for private clients.
CPA
RIA
20+ Years
Amber Dafeldecker serves as the Director of Client Service at Capstone Wealth Management LLC,
20+ Years
MaryLynn Skarzenski is a dedicated wealth planner with a passion for helping individuals
FSCP®
ChFC®
Rustam Nurhan is a highly experienced Wealth Advisor dedicated to helping clients
15+ Years
RIA
Private Consultations
Whether you're approaching a major financial transition or simply looking for greater clarity, we'd like to understand where you are and where you want to go.
Get Started
Schedule a complimentary consultation with our team. No pressure, no obligation — just an honest conversation about your goals.
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