CAPSTONE PRIVATE CLIENT 365 EXPERIENCE

A YEAR-ROUND PROCESS. DESIGNED AROUND YOU.

Q1

JANUARY - MARCH

PRIVATE CLIENT
EXPERIENCE

FOR TAX SEASON

We strive to provide personalized attention to each client, ensuring their needs are met effectively.
Personal tax review with Alfonso R. Saverino CPA
Customized personal tax organizer to smooth out the process
Proactive coordination to help minimize taxes and maximize opportunities

Q2

APRIL - JUNE

RETIREMENT INCOME CHECKUP

FOR TAX SEASON

We evaluate your investmentsand your income streams usingour Retirement Guardrail sprocess to make sure your income is still sustainable.
Review of portfolio positioning and performance
Income flow and distribution analysis
Retirement Guardrails stress test and sustainability review
Recommendations to keep youon track with confidence

Q3

JULY - SEPTEMBER

FOCUSED TOPIC
REVIEW

ROTATING YEAR BY YEAR

Each year, we focus on a key area that supports your overall plan. Topics may include:
Estate Planning Document Review
Beneficiary Review
Budgeting Checkup
Charitable Giving Review
Other topics tailored to your life and goals
We focus on what matters most,when it matters most.

Q4

OCTOBER - DECEMBER

TAX PLANNING
STRATEGY

FOR TAX SEASON

Forward-looking tax planningto help you keep more of whatyou've earned.
Roth Conversion Strategy evaluations
Income and deduction planning for the following year
Tax-efficient withdrawal strategy review
Year-end planning opportunities and implementation
Investment Advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Capstone Wealth Management are separate entities. Tax advice is provided through Saverino & Associates LLC or Kelleher Saverino & Petzold CPAS LLC, which is a separate entity from Capstone Wealth Management and Private Advisor Group.

The Investment Advisor Representatives at Capstone Wealth Management that are associated with Private Advisor Group do not provide tax advice when acting as an Investment Advisor Representative. Consult your tax advisor for tax advice.
FOUR TOUCHPOINTS. ONE COMPREHENSIVE EXPERIENCE.
The Capstone Private Client 365 Experience is designed to provide proactive guidance,ongoing oversight, and personalized service-every step of the way.
PROACTIVE
GUIDANCE
ONGOING
OVERSIGHT
PERSONALIZED
SERVICE
YEAR-ROUND
COMMITMENT

Get Started

Ready to Build Your Financial Future?

Schedule a complimentary consultation with our team. No pressure, no obligation — just an honest conversation about your goals.

SCHEDULE A CONSULTATION
Meet Alfonso

Complete Personal CFO for private clients — engineered at the intersection of CPA and wealth advisory.

QUICK LINKS
Meet Our FounderTeamPrivate Client ExperiencePlanning Pillars
CONTACT
322 State Route 35 Ste 320,
Red Bank NJ 07701
908.770.4393
alfonsos@capstonefingroup.com
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Investment Advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Capstone Wealth Management are separate entities. Investing in securities involves risk, and there is always the potential of losing money. Past performance does not guarantee future results. Asset allocation, rebalancing, and diversification do not guarantee against risk in broadly declining markets. Private Advisor Group offers investment advice in every state, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Tax advice is provided through Saverino & Associates LLC or Kelleher Saverino & Petzold CPAS LLC, which is a separate entity from Capstone Wealth Management and Private Advisor Group. View Form CRS (PDF)

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